Motorcycle Insurance in Indiana
Shopping for motorcycle insurance in Indiana is similar to looking for a car insurance policy. Before registering a motorcycle for the road, the insured will have to provide proof of coverage to Indiana’s Bureau of Motor Vehicles. The type of motorcycle you own can also affect insurance coverage requirements in the state.
In Indiana, there are minimum coverage amounts for motorcycle insurance policies that vary from year to year. Liability motorcycle insurance plans will protect against bodily injury caused by a single accident as well as property damage and is often the minimum type of coverage riders must have in order to legally ride within the state. Unlike other states, helmet laws do not affect Indiana motorcycle insurance rates. Since there is not a helmet requirement for riders over the age of 18, insurance policies will not typically adjust coverage amounts based on helmet wear.
There are other factors that will affect the type of insurance plan you need to take out on your motorcycle. If you finance your bike, the bank may require additional coverage in order to protect their investment. Custom modifications made to a bike may also adjust coverage policies and rates.
Researching motorcycle insurance policies in Indiana isn’t always easy. Within minutes you can get a free online quote on motorcycle insurance policies. Independent insurance agents, like the Dennis Insurance Agency in Indiana, will present you with competitive rates in order to protect you in case of a motorcycle accident. Although based in Indiana, the agency does write policies in nearby states including Ohio, Illinois, and Michigan.