Commercial Insurance in Indiana
Commercial insurance is a term used to sum up coverage for businesses. It provides coverage against losses through property damage or theft. It may also cover liability insurance if something happens at your business that is your fault and affects your clients. Additionally, policies tend to cover injured employees.
In fact, the most common varieties of commercial insurance we deal with as Mishawaka, IN commercial insurance agents include liability, worker's compensation and property. Generally, property insurance deals with damages to your business' property including outside and inside. The liability aspect covers any damages that happen to clients or just those who do not work at the company. It covers a third-party who may have gotten injured on your property or who your company did something wrong that affected a client. The final most common type of insurance is worker's compensation for injuries that occur on your property.
Although these are the main types of insurance, the amount of each you get will depend on the policy you select. Before making a decision, you should contact us, so we can go over all the laws related to commercial insurance in your state since each state is different. You may also need a different level of insurance based on the type and size of your business. This is because certain businesses require certain types of insurance.
The first step to finding out what commercial insurance you need in Indiana, Michigan, Illinois or Ohio is to contact us at Dennis Insurance Agency in order to determine what coverage best suits the needs of your business.