When you purchase a home you commit to up to 30 years of mortgage payments. When you make the last payment, a party is called for. You aren’t required to carry home insurance any longer by your lender so the temptation may be there to let it lapse. At the Kevin Dennis Insurance Agency in Mishawaka, IN we strive to make getting the insurance you need simple and stress-free. With over 46 years of experience, we have the knowledge you look for in an insurance agency.
While not having to pay for home insurance may seem like an attractive option, it puts your largest asset in danger as well as your other assets. Home insurance offers valuable protection and is something you need to continue to keep on your home.
Most people think about replacing the physical home as the main component of their home insurance, it is only one. Your home insurance also protects your contents, offers liability protection, and will help you have a roof over your head if your house is damaged or destroyed.
We live in a world where getting sued has become a common occurrence. If someone is injured at your home or by a member of your family, you are responsible for any medical bill that may be incurred, Beyond that, they may decide to sue you. Judgments are on the rise and can run into six figures. If you don’t have liability insurance it is up to you to pay the money from your savings or by having your wages attached. You could end up having to sell your home which defeats the purpose of saving money by letting your home insurance lapse.
If you live in Mishawaka, IN or the surrounding area, the independent agents at Kevin Dennis Insurance Agency can help protect your home at a price that makes sense to you. Stop into our office or give us a call for a no-obligation quote.