Indiana state law requires that company vehicles from small cars to 18 wheelers carry, at the very least, a minimum amount of liability insurance. Company vehicles which carry passengers or haul a significant amount of weight may require a much higher limit of liability then personal vehicles. Most Commercial Fleet Insurance policies cover “named drivers” only. Kevin Dennis Insurance Agency in Mishawaka, IN serves businesses throughout Indiana and has extensive experience insuring commercial vehicles. We will develop a personalized commercial fleet insurance plan to ensure the protection of your company’s assets in case of a significant motor vehicle accident involving one of your company’s vehicles.
Indiana Commercial Vehicle Minimum Liability Coverage
Indiana state law requires a minimum liability coverage amount of 25/50/25 for all drivers. This translates to coverage of $50,000 for bodily injury for all persons injured or killed in an accident if multiple persons are injured, $25,000 coverage for bodily injury if one person is injured and $25,000 coverage for property damage.
Optional commercial Vehicle Coverage
Some optional coverages include comprehensive coverage, medical payments coverage, and collision coverage:
- Comprehensive coverage covers damage to your vehicle other than from a car accident. This pays for repairs or replacement of the vehicle and includes theft, damage from vandalism and fire damage
- Medical Payments coverage covers accident-related medical or funeral costs of any covered driver or passenger without taking fault into consideration
- Collision coverage covers costs to repair your vehicle when involved in a collision
Call or Contact us Online Today for a Free Commercial Fleet Insurance Quote
Call today at 574-254-7070 or contact us at https://www.bettercoverages.com for a free commercial fleet insurance quote. Kevin Dennis Insurance Agency, serving clients throughout Indiana, stands ready to work with you to provide affordable and comprehensive commercial vehicle coverage.