Three features your home insurance policy should offer

If you’re a homeowner in Mishawaka, IN, you need to purchase home insurance to protect the investments you’ve made in your property. We offer home insurance policies at Kevin Dennis Insurance Agency. 

Here are three features you should be sure to look for in your home insurance policy.

Coverage for temporary living costs

If something happens to your home that makes it temporarily uninhabitable, you’re going to need a place to stay. You should know that some home insurance policies will offer coverage for temporary living costs brought about by the destruction of a policy holder’s property.

This is a useful feature for a home insurance policy to have. With this feature, you don’t have to worry about finding a way to pay for alternative housing until your home gets repaired. 

Added coverage options for especially valuable possessions

A standard home insurance policy should offer coverage for the possessions within your home. However, there will be coverage maximums on this type of coverage. If you have especially valuable possessions in your home, a standard home insurance policy might not offer enough coverage for your needs.

This makes it important to choose home insurance from a provider who can offer added coverage for valuable possessions. 

Coverage for damage to outbuildings on your property

If you have outbuildings on your home like a detached garage or guest cottage, it’s essential for you to make sure your home insurance will cover these outbuildings. Otherwise, you might end up having to pay out of pocket for repairs if your outbuildings become damaged. 

Are you interested in learning more about important home insurance features? Get in touch with us at Kevin Dennis Insurance Agency to learn more about home insurance in Mishawaka, IN.