Just like vehicles and motorcycle auto coverage in Mishawaka, IN comes in different packages that range from the very basic to full protection known as a comprehensive policy. For anyone who has driven for a long time knows, the question of a crash isn’t an "if," situation, it’s a "when." However, until the accident occurs, many riders only see the cost in a policy and typically lean towards less expensive choices that usually only provide liability protection. Or maybe they choose a step up with a policy that has a bit more property protection. Either way, none of these base coverage packages do more than provide the minimum in medical coverage for the driver or those involved, and that can be a real problem.
Unlike someone who is driving a car, a motorcycle rider is entirely exposed. So even if the accident is not the fault of the rider, he or she can easily be put into intensive care by the simple nature of the impact physics involved and a lack of body protection. And that can turn into some costly medical bills after the fact, both for immediate treatment as well as rehabilitative care after the fact. This is why every motorcycle rider who has the option should always look at the medical portion of coverage first before settling on anything else in a motorcycle policy.
Kevin Dennis Insurance Agency has worked with motorcycle riders for years, helping them find the right protection that focuses on getting them back on the road and healthy in Mishawaka, IN. You use a helmet to protect your brain when riding; use a good policy to protect everything else. Kevin Dennis Insurance Agency can help today. Give us a call.