When you’re riding your bike down a stretch of open highway, you want the peace of mind that comes with great insurance coverage. Also, motorcycle drivers in Mishawaka, IN need an insurance policy to prove financial responsibility in case of an accident involving damage or personal injury. In fact, Indiana requires all drivers to have certain coverage to pay for damages caused by uninsured and underinsured drivers. Kevin Dennis Insurance Agency is there for you and our agents can answer your questions on motorcycle insurance and establish financial responsibility.
Ways to Establish Financial Responsibility
You can prove that you can pay for potential liability on your motorcycle by buying liability insurance from a licensed insurance company. Liability coverage is just one way to show financial responsibility. You can also prove it by placing a deposit with Indiana’s state treasurer, establishing a trust fund or obtaining a bond issued through a surety company. These options all involve tying up resources unnecessarily. The easiest and ultimately most affordable way to prove that you can cover property damage and personal injury in a motorcycle accident is by obtaining motorcycle insurance.
Types of Coverage to Consider in Regard to Meeting Financial Responsibility
Ultimately, what’s included in your policy is an individual choice. If you ride your bike long distances for work or recreation, you may need more than just liability, comprehensive and collision coverage. Additional options include total loss coverage, medical payments coverage, and uninsured motorist coverage. You can also consider roadside assistance, towing and labor coverage.
Feel free to contact your Kevin Dennis Insurance agent for the best coverage options needed to meet your financial responsibility requirements in Mishawaka, IN. Set up an appointment today for a quote on liability and other coverage that you need to protect your motorcycle and yourself.