State limits exist in practically every state for auto insurance. What this means for you is that there is a cap on how much insurance will pay for damages. Regardless of the type of insurance, you have though, it’s your responsibility by law to pay for the damages from an accident. When it comes to Indiana, Kevin Dennis Insurance Agency wants you to have the facts in hand before you decide to get the bare minimum.
Bodily Injury and Property Damage in Mishawaka, IN
If you’ve injured people in an accident, the limits for Indiana are $25,000 for each person, with a $50,000 cap for the entire accident if multiple people were injured. If there was property damage involved, the limits are $10,000. While this may seem like a lot of money, the bills that add up after accidents can quickly end up exceeding these limits. When people are injured especially, they may have lingering problems that mean a lifetime of treatment. For example, if the person you hit develops chronic back pain, you may be paying more than you bargained for which may eventually land you in major debt.
A Better Way
Instead of leaving your financial future to chance, talk to the expert staff at Kevin Dennis Insurance Agency. Instead of scaring you, it’s our job to put your coverage into perspective. Should you choose to leave your policy as is, you should at least understand the risks of your decisions. Too many people call their insurance agency assuming that their policy will help, and that’s the wrong time to find out about it. If you live in Mishawaka, IN, give us a call to find out more about what you can do to be a more responsible driver.