When you’ve already purchased your home owner policy, it’s tempting to just let it go for a while. After all, if it isn’t broke, then why fix it? However, home values change over time and so do rates, which makes it worth your while financially to stay on top of it all. When you want to make your policy current, keep these tips in mind from Kevin Dennis Insurance Agency.
Update Your Home Values
If you’ve added on an addition to your home in Mishawaka, IN, say you converted your garage into a den or put on a new bathroom, you likely already know that you need to call your provider and let them know. Otherwise, if something happens to all the work you’ve done, it may not be covered and you’ll essentially have done all that work for nothing. However, many people buy expensive art, furniture or electronics and never think that their home owners policy may need to be updated. These possessions can quickly add up, and if your limits don’t reflect the actual value of what’s in your home, you may end up regretting it should there be a theft or other damage to what’s inside.
Kevin Dennis Insurance Agency serves Mishawaka, IN, and we’re here to be of service to you. The best thing you can do when you update your home insurance policy is to stay involved with the process. We can take you through each clause, and help you write in certain requests that are specific to you and your home. Whether you’re looking to renew or just looking to see if it makes sense to do so, give us a call to talk to our agents for more information today.
Anyone moving to Mishawaka, IN knows that having a home means making sure that home is protected. There are a lot of ways you can do that, and one of the best is through good homeowners insurance. To get the right insurance for your needs, you will want several quotes. You could go around to all kinds of companies, asking questions and providing information, or you could contact Kevin Dennis Insurance Agency, instead. Serving Mishawaka and the surrounding area, their independent agents can give you quotes for a number of different companies, so you can choose the home insurance that is going to be right for your particular needs, lifestyle, and budget.
There are many options for homeowners policies, and they are not all the same. Additionally, Indiana has requirements for the level of insurance you need to have if your home has a mortgage. That protects the lender, and you want to make sure you are providing that lender with the right policy so you do not end up getting charged for additional insurance. Whether you have a mortgage on your home or not, though, the right insurance to protect your investment and your belongings is crucial to good peace of mind. Trusted agents can make a big difference when you have insurance questions, as well.
In order to make sure your home is protected, reach out to Kevin Dennis Insurance Agency today and let their independent agents give you quotes for several different companies and policies. Then you can pick the one you really want, and get the insurance buying advice you need from a knowledgeable source. That not only provides peace of mind, but can help you save money and also make it easier for you to make adjustments to your home insurance policy as your future needs change.