5 Ways to Childproof Your Yard for Summer

Childproofing your yard will make it a safer environment for summertime fun. Whether you’re planning fun activities for the family or getting together with neighbors and friends, the following steps can help get your yard ready for kiddie play.

Flora and Fauna

If your yard is sparse on grass, consider planting some to soften the blow of trips and falls during outdoor play. Make sure all plants in your garden are safe for kids to touch. Young kids, in particular, could get sick by touching or ingesting poisonous plants.

Upgrade Outdoor Furniture

Old patio furniture with sharp edges makes your kids more susceptible to accidents. By upgrading to child-friendly patio furniture with extra padding, you can create a safer patio environment.

Safeguard Pool

Protect your kids from accidental drowning by enclosing your in-ground pool with a security fence that comes with a lockable gate. Portable kiddie pools should be set up on level ground and emptied after every use. Even several inches of water can pose a threat of drowning to toddlers.

Lock Up Garden and Grill Tools

Designate a safe location in your South Bend, Elkhart, or Mishawaka, IN home for storage of garden tools and grill equipment when not in use to keep them well out of reach of children.

Invest in Safe Play Equipment

If you’re buying playground equipment, invest in safe, name-brand structures that are appropriate for your child’s age. Set up play equipment in a safe location away from trees and bushes and check it periodically for signs of wear and tear that could cause accidents.

Before hosting summer BBQs and parties, review your homeowner’s insurance policy from Kevin Dennis Insurance Agency in Mishawaka, IN to make sure you’re covered for any eventuality. For more information on coverage options, contact an agent from Kevin Dennis Insurance Agency today.

Information You Need to Have on Hand When Getting a Commercial Insurance Quote

If you own a business, it is highly recommended that you obtain commercial insurance. This helps to protect your business against a variety of losses including theft, employee loss and loss from fire or flood. If you have never carried this type of insurance before, you may be unsure what information you need to have on hand when getting a commercial insurance quote. Here are a few things you will want to know or have readily available when you call to get a quote.

The Number of Employees You Have

When you call in to get a quote for commercial insurance, you will want to have a rough estimate of the number of employees who work for you. Commercial insurance generally covers your employees against injuries at work, so the more employees you have, the more your insurance quote will be. Having the exact number of employees you employ on hand when you call for a quote helps to ensure the quote is as accurate as possible.

The Total Value of Product or Merchandise in Your Store

Another number you will want to have on hand when you call for a commercial insurance quote is the value of the product or merchandise you keep in your store or warehouse at any given time. This helps to ensure you get a quote that fully covers the valuables stored in your space.

The Number of Claims That You Have Filed in the Past

Lastly, if you have had commercial insurance in the past, you will want to know how many claims you have filed against this policy in the past five years. The more claims you have made, the higher your policy will be. However, an insurance company will verify this information, so providing accurate information ensures your quote is as accurate as possible.

If you are looking to obtain a commercial insurance quote, let Kevin Dennis Insurance Agency, serving the greater Mishawaka, IN area, a call. We would love to assist you with all of your insurance needs. Call us now for a free quote or to work with one of our agents to put together the policy that best meets your needs.